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Florida Refinance Loan
 Florida Refinance Mortgage
 Florida Refinance

 
Refinance
 
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Florida Refinance Loan

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The National Average:
 Americans refinance their mortgage every 5 years!


As much as we would like to believe that our original 30 year mortgage is "THE" mortgage to pay off your house, the fact is, as a country, we refinance our mortgage every 5 years. 

  • At FloridaLoan.net we will help you to analyze your current position to see if, in fact, the time is right for your Florida Refinance Mortgage.
  • We are Florida Mortgage Brokers and a Florida Correspondent Mortgage Lenders located in Palm Beach County Florida and serving the entire state of Florida. 
  • We will not hesitate to tell you if a Florida mortgage refinance does not currently make sense for your situation!
  • We offer our consultation service free and without obligation!
  • If a Florida Refinance Mortgage does make sense now, our Florida Mortgage Experts will give you several options to choose from so that you can decide what is best for you.
  • We will not dictate what you must do.
  • We prefer to build your trust for the future and your future referrals.
     Our Florida Refinance borrowers are our customers for life!
    Score Wizard, Rapid ReScoreWhat would a better credit score mean to you?

 


Contact Us for a Free Evaluation for your
Florida Refinance Loan

Florida Refinance and
Home Improvement Projects 
ADDITIONAL INFORMATION REGARDING YOUR FLORIDA REFINANCE MORTGAGE


Consider these payback estimates* for the most typical home improvement projects:

 

Project

Cost

Average Payback

Add a new heating or air conditioning system

$2,000 to $4,500

100% for heating; 75% for air conditioning

Minor kitchen remodeling

$2,000 to $8,500

94% to 102%

Major kitchen remodeling

$9,000 to $25,000

90%

Add bathroom

$5,000 to $12,000

92%

Add a family room

$30,000

86%

Remodel bathroom

$8,500

77%

Add a fireplace

$1,500 to $3,000

75%

Build a deck

$6,000

73%

Remodel home office

$8,000

69%

Replace windows

$6,000

68% to 74%

Build a pool

$10,000 and up

 44%

Install or upgrade landscaping

$1,500 to $15,000

30% to 60%

Finish basement

$3,000 to $7,000

15%

                *Compiled from several published surveys on a national basis.

Understanding Payback Value on Home Improvements

Understanding payback value Payback value depends heavily on the real estate market and prevailing property values and the desirability of certain improvements in certain markets. If the market is slow, expect to see less payback than you would in a fast market. Also, consider the neighborhood: If you remodel your house to twice the size of the other homes on the block, it is unlikely that you will be able to sell at double the price. Issues that can influence payback value include:

  • Type of improvement Kitchen and bathroom remodeling projects consistently return the most in resale value and almost always help in selling your home.
  • Scope of improvement Projects can be large or small. Sometimes, the cumulative effect of small projects can pay back more in resale value than that of larger projects. Small projects tend to be cosmetic in nature: fresh paint, new doors, garden windows, and ceiling fans. Large improvements involve adding or upgrading living space.
  • Desirability A Swimming pool added to a Florida Home can be extremely desirable and have a higher return on your investment and higher sales appeal than the addition of a pool to a typical home in the northern United States where it could be seen as more of an inconvenience and even liability.
  • Cost The price of home improvements fluctuates depending on economic conditions and region. If remodeling costs are high in your area (or home sale prices low), you may not recoup as much on your investment as you would if costs were in proportionate to sales prices.
  •  

Energy Star program Make your home improvement project energy efficient.
***For every $1. that you save on your fuel bill your home value could increase $20.****
 
RE-MODELER LOAN OR REHAB LOANAre you planning a new kitchen, bigger bathroom ...or family room addition? Our Remodel Loan is designed for the homeowner who is looking to make a major improvement to a primary residence. This unique mortgage calculates the loan amount by using the future value of the planned improvements. You may even choose to make no payments during the construction period!

     
     
     
 

Member of Florida Mortgage Professionals Association
Member of The National Association of Mortgage Brokers
 *Licensed Correspondent Lender in the State of Florida
Licensed Mortgage Broker in the State of Florida
Registered Better Business Bureau of South Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

  

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