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Florida Loan, Florida Refinance, JUMBO MORTGAGE, Refinance Your Florida Mortgage!, Residential, Commercial, Construction, Home Equity, Rapid Rescore, Super Jumbo, Member: FAMB, NAMB and BETTER BUSINESS BUREAU of SO FL

Florida Jumbo Mortgage Loan
Florida Super Jumbo Mortgage Loan

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 Florida Home Loan
*Florida Jumbo Mortgage Loan
Florida Super Jumbo Mortgage Loan



Whether you are Buying or Refinancing  your
Florida Jumbo Mortgage or your
Florida Super Jumbo Mortgage, F
loridaLoan.net has options to help you get
your financing completed.


NO OBLIGATION EVALUATION

To 80% LTV To $6,500,000
To 75% LTV Non-Owner occupied up to $6,500,000.
Other Super Jumbo Programs available
       up to $20,000,000. (Case by Case underwriting)
FLORIDA Jumbo Mortgage for Limited Documentation.
       Available up to 60%. Accountants letter stating 
       income required. Assets required.

Interest only loan payment programs.

No Documentation Loans 
FLORIDA Loan for stated income, stated assets, no job, 
       no ratio, no documentation! Use our security based 
       loans for any use. NO LIMIT.  (not secured by real estate)  
       NON-RECOURSE Loans up to 80% of pledged assets
       2.5%-4.5% interest only 
Available World Wide.


 

 

 

NO OBLIGATION EVALUATION

After Evaluation and Pre-approval Documentation requirements:

  • Residential Mortgage Application
  • Credit report
  • Resume on Borrower
  • 2 years income tax returns (personal and corporate if self employed)
  • Light doc requires 12 months bank statements for both personal and corporate accounts. Accountants letter to state income.
  • Verification of funds sufficient to close plus six months reserves
  • Escrow letter
  • Articles of incorporation for corporate title holders.

Foreign Nationals

  • Two bank reference letters
  • Two credit reference letters   
  • Credit report if borrower has a social security number in U.S.
  • CPA letter from borrowers home country indicating current and past two years income.
  • Borrowers resume of job history.

   *The Florida Jumbo Mortgage is larger than a conventional loans.
 To qualify as a jumbo loan, a loan must be over $417,000. The limits on jumbo loan amounts are set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. Jumbo home loans can't receive funds from these two agencies, so they usually carry a higher interest rate than other home mortgage loans.  They are considered to be "non-conforming".  These loans are currently the most challenged on the market due to the lack of a secondary market to purchase them. Lenders are underwriting these loans for what they are willing to carry in their own portfolio.

     
     
     
 

Member of Florida Mortgage Professionals Association
Member of The National Association of Mortgage Brokers
 *Licensed Correspondent Lender in the State of Florida
Licensed Mortgage Broker in the State of Florida
Registered Better Business Bureau of South Florida